1-877-GRANTNC (877-472-6862)

North Carolina Insurance Underwriting Association (NCIUA) is one of the first organizations in the nation to offer grants to eligible policyholders in beach communities to help better protect their homes against hurricanes. Through our Strengthen Your Coastal Roof pilot program, eligible policyholders can apply for a grant of up to $6,000 toward the installation of an IBHS FORTIFIED Roof™.

Check Initial Eligibility »

The Process

The Strengthen Your Coastal Roof team will assist you through the entire process.

Learn More »

FORTIFIED

IBHS created FORTIFIED Roof™ to help homeowners keep their roof on and water out during high winds, hurricanes, and severe storms.

Learn More »

Find a Contractor

Participating Contractors are insured and experienced in IBHS construction and understand NCIUA's Grant Program.

Find a Contractor »

FORTIFIED Standards

Your roof is your home’s first line of defense. In fact, research shows the roof is the most important component of every building as well as the most vulnerable. Based on extensive field and lab research of structural damage caused by high winds, the IBHS FORTIFIED Roof™ construction standard was developed to strengthen homes against severe weather. The series of upgrades required by the standard have helped roofs perform better in both the hurricanes IBHS replicates in their state-of-the-art lab and in real-world events, including Hurricanes Dorian, Michael, Sally and Ida.

FORTIFIED Construction Featured

A FORTIFIED Roof™ that meets the standards of the Insurance Institute for Business & Home Safety (IBHS) can give you the peace of mind that comes from knowing your home is structurally resilient and can better withstand severe weather.

Comments after Hurricanes Florence, Dorian, and Isaias

from NCIUA Policyholders with FORTIFIED Roofs

"I was proactive in protecting my house because of the grant from NCIUA. I was so glad to have installed the roof ahead of hurricane season."

"My roof was excellent. The yard had lots of shingles in it, but they weren’t mine! Thanks for the grant."

"I felt more secure during the hurricane knowing I had a new roof; I couldn't have been happier. I have told everybody to be proactive, and this grant pushed me to do that."

"The FORTIFIED Roof is like preventative health care to mitigate future issues."

"The one thing I wasn’t worried about was the roof! This was an awesome program."

"Some shingles came off my roof, but my neighbor is missing his roof."

Check Initial Eligibility »

* Information on this page, including videos, were provided by Insurance Institute for Business & Home Safety.